What you should know

How we make money

NoBro Bonds is a free educational platform. We do not charge readers, sell ads, or run sponsored content.

When you ask us for a quote and bind a bond through our carrier partner, the partner pays us a referral fee. That fee comes from the broker commission that would already be built into your premium, not on top of it. Your premium is not higher because we are in the middle. The difference is that we tell you the fee exists. Most brokers do not.

We do not receive payment for which carrier you ultimately choose. You are free to take our partner's quote, shop it elsewhere, or do nothing at all.

What we are not

• We are not a licensed insurance producer or surety agent. NoBro Bonds does not place, underwrite, or bind bonds directly. We route quote requests to licensed partners who do.
• We do not provide legal advice. Bond requirements, statutes, and forms are summarized for educational purposes. If you have a legal question about a specific obligation, talk to an attorney licensed in your state.
• We do not provide financial advice. Premium ranges and cost estimators on this site are educational illustrations, not bond offers, quotes, or commitments. Your actual rate depends on a licensed surety's full underwriting review.

Premium estimates are estimates

The Bond Cost Estimator, the Pre-Qualification tool, and the per-state cost tables on this site all show ranges based on typical industry rates. They are not quotes. Real quotes come from a licensed surety after a full review of your credit, financials, and bond type. Treat the numbers here as a baseline for setting expectations, not a price you will be charged.

How we handle your data

The only data we collect is what you explicitly send us: the quote request form, the pre-qualification email opt-in, and the newsletter signup. Browsing the site without filling in a form leaves us with nothing personally identifiable about you.

• Your information is stored in a US-region database (Neon, AWS us-east-1).
• We do not sell your data to anyone, ever.
• We share quote-request details only with the specific carrier partner you ask us to route the request to.
• We do not run third-party advertising trackers on this site.

If you want a copy of what we have on you, want it corrected, or want it deleted, email us and we will handle it within seven business days. No friction, no upsell, no retention pitch.

Affiliate and partner relationships

We are working on a referral partnership with a licensed surety platform that handles bond placement. As of today, that partnership is in progress and the integration has not gone live; quote requests sit in our database while we finalize the handoff.

Once it is live, every quote request will be routed to that partner and a referral fee may apply to bound bonds. We will update this section with the partner's name on the day the integration goes live.

Contact

Questions about this page, your data, or anything else: hello@nobrobonds.com. A human reads every reply.