Pre-Qualification Check
Before you apply for a bond — or talk to a broker — find out where you stand. This free self-assessment covers the four main factors surety companies evaluate. No data is collected or stored.
What Underwriters Evaluate
Credit Score
Your personal credit score is the single biggest factor. Above 700 gets you the best rates. Below 600 means higher premiums or possible decline.
Financial Strength
Revenue, net worth, and liquidity relative to the bond amount. Sureties want to see you can absorb a claim without going under.
Experience
Years in business and track record of completed projects. More experience means lower risk, which means lower premiums.
Risk History
Prior bond claims, defaults, or bankruptcies. Clean history helps you significantly. Past issues do not disqualify you, but they raise your rate.
Privacy note: The assessment runs entirely in your browser. The only thing that sends data to us is if you choose to email yourself your results or click through to request a real quote. We cannot see your answers otherwise.