Calculator

Dealer bond cost calculator

Your state sets the bond amount by statute. Your credit sets the rate. Pick both and see the number before anyone asks for your phone number.

State

Dealer type

Where a state sets one amount for every dealer type, this does not change your number. Where it sets a range, we say so.

Credit

Good credit Roughly 700 and up, no recent bankruptcies or open liens Fair credit Roughly 620 to 699, or a thin file with limited history Challenged credit Below roughly 620, or a bankruptcy, judgment, or tax lien on file

Bond amount

Prefilled from your state's statute. Override it if the agency told you a different figure.

Choose a state to see the required bond amount and what it should cost you.

These are typical industry rates, not quotes. Your actual premium comes from a licensed surety after it reviews your credit, financials, and experience.