Terms of Use

What this site is, and is not

NoBro Bonds is an informational platform about surety bonds. We publish educational content, state-by-state requirement guides, cost estimates, and tools.

We are not a licensed insurance producer, agent, or broker. We do not sell, solicit, or negotiate insurance or surety bonds. We do not underwrite anything. When you request a quote through this site, we connect you with a licensed surety partner, and any bond transaction happens between you and that partner under their terms.

Nothing on this site is legal, financial, or insurance advice. Bond requirements come from state statutes and agency rules that change. We cite our sources and update pages as laws change, but the statute controls, not our summary of it. Before relying on anything here for a licensing, contracting, or legal decision, verify the requirement with the relevant government agency or a licensed professional.

Accuracy and updates

We work to keep bond amounts, statute citations, and filing processes current, and we correct errors when readers flag them at hello@nobrobonds.com. But state legislatures and licensing boards change requirements without telling us. We make no warranty that any page reflects the current requirement on the day you read it.

Premium figures on this site are estimates based on typical industry rates. Your actual premium depends on underwriting: your credit, financials, experience, and the surety's appetite. An estimate here is not a quote, an offer, or a guarantee of any rate.

Quote requests

Submitting the quote form does not create any obligation on your part to buy a bond, or on any partner's part to offer one. Approval, pricing, and terms are entirely up to the licensed partner and their underwriters. Our Privacy Policy explains what happens to the information you submit.

Permitted use

You may read, link to, and share this site's content for personal and business use. You may not:

• Scrape, republish, or resell our content or data compilations at scale without written permission.
• Misrepresent this site's content as your own or as the official position of any government agency.
• Use the site to transmit anything unlawful, or attempt to interfere with its operation.
• Submit quote requests with false information or on behalf of someone who has not authorized it.

The NoBro Bonds name, logo, and original content are owned by NoBro Bonds LLC. Statutes and government forms we link to are public records and belong to no one.

Third-party links

We link to government websites, statutes, filing forms, and licensed partners. We do not control those sites and are not responsible for their content, accuracy, or practices. A link is not an endorsement.

Disclaimers

THIS SITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF ACCURACY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, NOBRO BONDS LLC AND ITS MEMBERS, OFFICERS, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, OR DATA, ARISING FROM YOUR USE OF THIS SITE OR RELIANCE ON ITS CONTENT, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING FROM THIS SITE WILL NOT EXCEED ONE HUNDRED DOLLARS ($100).

Some states do not allow certain limitations, so parts of this section may not apply to you.

Indemnification

You agree to indemnify and hold harmless NoBro Bonds LLC from claims arising out of your misuse of this site, your violation of these terms, or your violation of any law or third-party right.

Governing law and disputes

These terms are governed by the laws of the State of North Carolina, without regard to conflict-of-law rules. Any dispute arising from these terms or this site will be resolved exclusively in the state or federal courts located in Wake County, North Carolina, and you consent to personal jurisdiction there.

Changes

We may update these terms by posting a revised version with a new date. Continued use of the site after changes take effect constitutes acceptance.

Contact

NoBro Bonds LLC
Raleigh, North Carolina
hello@nobrobonds.com