Bond Cost Estimator
Get a ballpark estimate of what your surety bond premium might cost. Adjust the bond type, amount, credit tier, and years in business to see how those factors affect your rate — and how much of your premium a broker would pocket.
About This Tool
This estimator uses general industry rate ranges and applies adjustments for credit and experience. It is an educational tool — not a quote. Actual premiums depend on your full financial profile, the surety company's appetite for your risk class, and the specific bond requirements.
The broker commission estimate assumes a 25-30% commission rate, which is common in the industry. Some brokers take more, some take less. The key point: the commission is always built into the premium, and you will almost never see it broken out.
Want to understand the full premium breakdown? See our Where Your Premium Goes interactive tool, or read The Broker Problem for the full picture.