Contractor License Bond in Maine

What this bond requires in Maine

Maine does not license general contractors or require a statewide contractor license bond. The Home Construction Contracts Act (10 M.R.S. §1487) requires written contracts for residential work over $3,000 but imposes no surety bond on the general public; a bond/letter of credit is only mandated by 10 M.R.S. §1489-A after a contractor has been convicted of misapplication of funds or home repair fraud. Specific regulated trades (electricians, plumbers, manufactured-housing installers, etc.) are licensed by their boards under OPOR; most do not require a state surety bond, though municipalities may impose local bond requirements.

Who requires it

The contractor license bond is required by the Maine Office of Professional and Occupational Regulation (OPOR) / Office of the Attorney General (Home Construction Contracts Act) under 10 M.R.S. ch. 219-A (Home Construction Contracts Act, §§1486-1490); 32 M.R.S. (trade-specific chapters).

How to file in Maine

Because there is no statewide general contractor license, there is no central bond filing process. Trade-license applicants apply directly to the appropriate OPOR board through Maine online licensing portal. Where a bond is required (e.g., post-conviction under 10 M.R.S. §1489-A, or a manufactured-housing installer bond), the contractor obtains a surety bond from an admitted Maine surety and delivers it to the homeowner or files it with the relevant board within the statutory window.

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FAQ

Common questions

Is a contractor license bond required in Maine?

Maine has no statewide general contractor license or universal contractor license bond. Bond requirements are limited to specific trades/situations.

How much is the bond in Maine?

Maine does not publish a single flat amount. See the state-specific notes for how it is determined.

Who requires the bond?

The bond is required by the Maine Office of Professional and Occupational Regulation (OPOR) / Office of the Attorney General (Home Construction Contracts Act).

How is the bond filed?

Because there is no statewide general contractor license, there is no central bond filing process. Trade-license applicants apply directly to the appropriate OPOR board through Maine online licensing portal. Where a bond is required (e.g., post-conviction under 10 M.R.S. §1489-A, or a manufactured-housing installer bond), the contractor obtains a surety bond from an admitted Maine surety and delivers it to the homeowner or files it with the relevant board within the statutory window.

What does the bond cover?

Surety bonds protect the obligee, not the principal. If you fail to meet the obligation the bond guarantees, the surety pays the claim and recovers from you.

Is a surety bond the same as insurance?

No. Insurance protects you. A surety bond protects whoever required the bond. You repay the surety for any claim they pay.