Contractor License Bond in Oregon

What this bond requires in Oregon

Oregon has more bond categories than almost any other state. The real question isn't whether you need a bond — it's which endorsement you're filing under. Level 1 vs Level 2 matters. Commercial contractors can save significantly by registering at Level 2 if their project volume stays under the Level 1 thresholds. A Level 1 Commercial General pays over 3× the bond of a Level 2. The 2-year term is unusual. Most states run 1-year bonds. Oregon matches the bond to the 2-year license cycle, so you're paying 2 years of premium upfront. Changing endorsements = new bond. If you grow from residential into commercial work, you can't just upgrade your bond — you file a new one at the higher amount.

Who requires it

The contractor license bond is required by the Construction Contractors Board under ORS 701.081 (residential) & 701.084 (commercial).

How to file in Oregon

Oregon is unusual — your bond is tied to a specific license endorsement, and changing endorsements (from residential to commercial, or from Level 2 to Level 1) requires filing a new bond at the higher amount. The CCB processes the bond as part of your license application packet.

Get a real contractor license bond quote for Oregon

Your bond type and state will be pre-filled. No upsell, no pressure.

FAQ

Common questions

Is a contractor license bond required in Oregon?

Yes. Oregon requires contractor license bonds issued by an admitted surety. The required amount is $15,000 to $80,000.

How much is the bond in Oregon?

The bond amount is $15,000 to $80,000. Your annual premium is a small percentage of that, based on credit and experience.

Who requires the bond?

The bond is required by the Construction Contractors Board.

How is the bond filed?

Oregon is unusual — your bond is tied to a specific license endorsement, and changing endorsements (from residential to commercial, or from Level 2 to Level 1) requires filing a new bond at the higher amount. The CCB processes the bond as part of your license application packet.

What does the bond cover?

Surety bonds protect the obligee, not the principal. If you fail to meet the obligation the bond guarantees, the surety pays the claim and recovers from you.

Is a surety bond the same as insurance?

No. Insurance protects you. A surety bond protects whoever required the bond. You repay the surety for any claim they pay.