Notary Public Bond in Florida

What this bond requires in Florida

Under Fla. Stat. § 117.01(7), a notary public must give bond in the amount of $7,500 prior to executing the duties of the office and throughout the term, payable to any individual harmed as a result of a breach of duty. The bond must be approved and filed with the Department of State and executed by a surety company for hire duly authorized to transact business in Florida. Per Fla. Stat. § 117.01(1), notaries are appointed by the Governor for a 4-year term. The bond is separate from any errors and omissions (E and O) insurance, which is optional.

Who requires it

The notary public bond is required by the Florida Department of State, Division of Corporations - Notary Commissions and Certifications Section under Fla. Stat. § 117.01(7).

How to file in Florida

Applicants must complete the notary application packet through a state-approved Notary Processor (typically a bonding agency). The application requires a signed and sworn application with the $25 application fee, $10 commission fee, and $4 surcharge, the oath of office, the $7,500 surety bond on the Department of State prescribed form, and an affidavit of good character. First-time applicants must complete a 3-hour state-approved notary education course. The processor electronically submits the completed packet to the Florida Department of State. Upon approval, the Governor commissions the notary for a 4-year term.

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FAQ

Common questions

Is a notary public bond required in Florida?

Yes. Florida requires notary public bonds issued by an admitted surety. The required amount is $7,500.

How much is the bond in Florida?

The bond amount is $7,500. Your annual premium is a small percentage of that, based on credit and experience.

Who requires the bond?

The bond is required by the Florida Department of State, Division of Corporations - Notary Commissions and Certifications Section.

How is the bond filed?

Applicants must complete the notary application packet through a state-approved Notary Processor (typically a bonding agency). The application requires a signed and sworn application with the $25 application fee, $10 commission fee, and $4 surcharge, the oath of office, the $7,500 surety bond on the Department of State prescribed form, and an affidavit of good character. First-time applicants must complete a 3-hour state-approved notary education course. The processor electronically submits the completed packet to the Florida Department of State. Upon approval, the Governor commissions the notary for a 4-year term.

What does the bond cover?

Surety bonds protect the obligee, not the principal. If you fail to meet the obligation the bond guarantees, the surety pays the claim and recovers from you.

Is a surety bond the same as insurance?

No. Insurance protects you. A surety bond protects whoever required the bond. You repay the surety for any claim they pay.