Notary Public Bond in Michigan

What this bond requires in Michigan

Under the Michigan Notary Public Act (2003 PA 238), MCL 55.273 requires a $10,000 surety bond, with good and sufficient surety from an insurer licensed in Michigan, conditioned on indemnifying any person harmed by official misconduct. The bond must be filed with the county clerk in the county of appointment before the applicant submits the state application. Commissions are issued by the Department of State, Office of the Great Seal for a term of six or seven years (terms run from the applicant birthday).

Who requires it

The notary public bond is required by the Michigan Department of State, Office of the Great Seal under Michigan Notary Public Act, 2003 PA 238; MCL 55.273 (bond) and MCL 55.282 (commission).

How to file in Michigan

Obtain a $10,000 surety bond from a Michigan-licensed insurer (typical premium $50-$100 for the 6-7 year term). Take the executed bond and signed oath of office to the county clerk in the county where you reside; pay the county filing fee. After the bond is filed, submit the state application to the Michigan Department of State along with the $10 state application fee.

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FAQ

Common questions

Is a notary public bond required in Michigan?

Yes. Michigan requires notary public bonds issued by an admitted surety. The required amount is $10,000.

How much is the bond in Michigan?

The bond amount is $10,000. Your annual premium is a small percentage of that, based on credit and experience.

Who requires the bond?

The bond is required by the Michigan Department of State, Office of the Great Seal.

How is the bond filed?

Obtain a $10,000 surety bond from a Michigan-licensed insurer (typical premium $50-$100 for the 6-7 year term). Take the executed bond and signed oath of office to the county clerk in the county where you reside; pay the county filing fee. After the bond is filed, submit the state application to the Michigan Department of State along with the $10 state application fee.

What does the bond cover?

Surety bonds protect the obligee, not the principal. If you fail to meet the obligation the bond guarantees, the surety pays the claim and recovers from you.

Is a surety bond the same as insurance?

No. Insurance protects you. A surety bond protects whoever required the bond. You repay the surety for any claim they pay.