Notary Public Surety Bond in Tennessee

What this bond requires in Tennessee

Tennessee notaries are elected by the county legislative body, then must post a $10,000 surety bond payable to the State under T.C.A. § 8-16-104, conditioned on faithful discharge of duties. The bond may be executed by a Tennessee-authorized surety company or by two or more personal sureties approved by the county legislative body. Performing any notarial act before the bond is filed is a Class C misdemeanor. Commissions run 4 years.

Who requires it

The notary public surety bond is required by the County Clerk of the applicant county of residence (notaries are elected by the county legislative body); statewide guidance from the Tennessee Secretary of State under T.C.A. Title 8, Chapter 16 (Notaries Public); T.C.A. § 8-16-104.

How to file in Tennessee

After election by the county legislative body, the applicant secures a $10,000 four-year surety bond, takes the oath of office, and records the bond in the office of the Register of Deeds. The recorded bond, oath, and required fees are then filed with the County Clerk, who issues the notary commission. Bond and commission must be on file before any notarial act is performed.

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FAQ

Common questions

Is a notary public surety bond required in Tennessee?

Yes. Tennessee requires notary public surety bonds issued by an admitted surety. The required amount is $10,000.

How much is the bond in Tennessee?

The bond amount is $10,000. Your annual premium is a small percentage of that, based on credit and experience.

Who requires the bond?

The bond is required by the County Clerk of the applicant county of residence (notaries are elected by the county legislative body); statewide guidance from the Tennessee Secretary of State.

How is the bond filed?

After election by the county legislative body, the applicant secures a $10,000 four-year surety bond, takes the oath of office, and records the bond in the office of the Register of Deeds. The recorded bond, oath, and required fees are then filed with the County Clerk, who issues the notary commission. Bond and commission must be on file before any notarial act is performed.

What does the bond cover?

Surety bonds protect the obligee, not the principal. If you fail to meet the obligation the bond guarantees, the surety pays the claim and recovers from you.

Is a surety bond the same as insurance?

No. Insurance protects you. A surety bond protects whoever required the bond. You repay the surety for any claim they pay.