Notary Public Bond in Kentucky

What this bond requires in Kentucky

Kentucky commissions notaries under the Secretary of State for a four-year term. Per KRS 423.390 (as amended by SB 114 in 2019), every notary public must file a $1,000 surety bond with the Secretary of State within 30 days of being commissioned; previously bond amounts were set locally by the county clerk. The application fee paid to the Secretary of State is $10.

Who requires it

The notary public bond is required by the Kentucky Secretary of State, Notary Commissions under KRS 423.390.

How to file in Kentucky

Submit the Notary Public application (state-at-large) to the Kentucky Secretary of State with the $10 fee. Once the commission is issued, obtain a $1,000 surety bond and file the bond and oath of office with the Secretary of State within 30 days of issuance to activate the commission. Renew every four years.

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FAQ

Common questions

Is a notary public bond required in Kentucky?

Yes. Kentucky requires notary public bonds issued by an admitted surety. The required amount is $1,000.

How much is the bond in Kentucky?

The bond amount is $1,000. Your annual premium is a small percentage of that, based on credit and experience.

Who requires the bond?

The bond is required by the Kentucky Secretary of State, Notary Commissions.

How is the bond filed?

Submit the Notary Public application (state-at-large) to the Kentucky Secretary of State with the $10 fee. Once the commission is issued, obtain a $1,000 surety bond and file the bond and oath of office with the Secretary of State within 30 days of issuance to activate the commission. Renew every four years.

What does the bond cover?

Surety bonds protect the obligee, not the principal. If you fail to meet the obligation the bond guarantees, the surety pays the claim and recovers from you.

Is a surety bond the same as insurance?

No. Insurance protects you. A surety bond protects whoever required the bond. You repay the surety for any claim they pay.