Notary Public Surety Bond in Indiana

What this bond requires in Indiana

Following the 2018 overhaul of Indiana notary law (IC 33-42), all notaries must maintain a $25,000 surety bond from a commercial surety authorized in Indiana for the full eight-year commission. Indiana also requires a separate $25,000 errors and omissions insurance policy. The Secretary of State does not sell bonds; applicants obtain them from a commercial bonding company.

Who requires it

The notary public surety bond is required by the Indiana Secretary of State, Business Services Division (administered via INBiz) under Indiana Code Title 33, Article 42 (Notaries Public).

How to file in Indiana

Applicant secures the $25,000 surety bond and $25,000 E&O policy from commercial providers, then applies online through INBiz. Bond and E&O information are uploaded electronically with the application and the state filing fee; the Secretary of State approves and issues the eight-year commission via INBiz.

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FAQ

Common questions

Is a notary public surety bond required in Indiana?

Yes. Indiana requires notary public surety bonds issued by an admitted surety. The required amount is $25,000.

How much is the bond in Indiana?

The bond amount is $25,000. Your annual premium is a small percentage of that, based on credit and experience.

Who requires the bond?

The bond is required by the Indiana Secretary of State, Business Services Division (administered via INBiz).

How is the bond filed?

Applicant secures the $25,000 surety bond and $25,000 E&O policy from commercial providers, then applies online through INBiz. Bond and E&O information are uploaded electronically with the application and the state filing fee; the Secretary of State approves and issues the eight-year commission via INBiz.

What does the bond cover?

Surety bonds protect the obligee, not the principal. If you fail to meet the obligation the bond guarantees, the surety pays the claim and recovers from you.

Is a surety bond the same as insurance?

No. Insurance protects you. A surety bond protects whoever required the bond. You repay the surety for any claim they pay.